Community Association Insurance
The provision of individually designed insurance programs for condominium associations, homeowner associations, time-shares and co-ops is a specialized practice within the Dawson organization. We have a full-time dedicated staff representing decades of insurance experience. Our community association insurance agents are diligent in keeping abreast of the legislative, environmental and trade group changes in the residential association industry and actively participate in its unique trade and professional associations.
Dawson doesn’t merely take orders for insurance policies; we analyze the association’s exposures and then work to match the client with the best highly-rated carriers at a market competitive price. We represent the leading carriers in the field and have access to virtually all other companies.
Dawson will perform the following services for every association we insure:
- Review the association documents and by-laws.
- Physically visit every location to be insured.
- Plot the property for its maximum possible and probable loss.
- Map the property relative to water exposures.
- Review elevations certificates, government appraisal sites and permit sites.
- Review property appraisals.
- Analyze loss exposures.
- Review association financials.
- Prepare all applications and submissions.
- Market the property to the “best match” companies; every year.
- Identify any unique exposures to an association and make risk management recommendations and/or propose insurance remedies.
- Review the association’s insurance program at every renewal.
- We provide personal and responsive service.
- We provide 24-hour turn-around time on verifications of coverage to lending institutions.
- We will be available for attendance at Board and Annual association meetings.
- We will be there when the inevitable loss occurs to help you with the claims process.
- We will do what we say we will do!
“It is Dawson’s job to protect the community association and its board members from experiencing any unintended losses when the inevitable claim occurs.”